A LEGACY OF TRUST AND EXCELLENCE IN THE UK
Established in 2012, we’ve spent over a decade firmly embedded in the UK’s debt industry, offering a blend of unwavering dedication and specialist expertise. Throughout these 11 years, our proficient team has consistently demonstrated an unparalleled commitment, aligning with the high standards the UK market expects and deserves.
Our sterling reputation within the UK is significantly powered by the heartfelt endorsements from our gratified clients. With us, you’re not merely engaging in a service; you’re investing in peace of mind.
Our flawless track record, distinguished by an absence of complaints for the past 11 years, solidifies our steadfast dedication to customer contentment in the UK. Partner with us and immerse yourself in the robust customer service that has become our hallmark
WHAT WE DO
We provide necessary advice for any type of debt problem which includes Secured Debts (Mortgage Arrears, Car Loan, etc.), Unsecured Debts (Credit Cards, Personal Loans, Payday Loans, Mortgage Shortfall etc.) and Government Debts (Over Paid Benefits, PAYE, Income Tax etc.)
We can suggest the debt solution which is most appropriate to the situation and future preferences. We feel pleasure in helping people getting out of the debt and bringing a smile on their faces.
Our Services
Bounce Back Loan (BBL) And Coronavirus Business Interruption Load (CBIL) Repayment Problems
If you are struggling to repay your BBLS or CBILS repayment, First Credit Advice Limited can provide you with solutions.
Debt Adjusting
In recent years and for the past last decade, growing level of Debt has become a major concern for many of us as it can affect anyone anywhere.
Credit History Advice
Your credit history can also be known as your financial CV. Finding time to monitor your credit score is vital if you are keen to preserve or improve your credit score.
Negotiating Financial Agreements
We renegotiate the loan agreements with your lenders on your favourable terms according to your affordability as per the income and expenditure statement you provide.
Goverment / Tax Debts
Tax Debts also known as Revenue debts including overpaid benefits, self-assessment tax, VAT and PAYE/NIC generally cannot be included in a DMP although tax debt is an unsecured debt.
Mortgage Arrears
First Credit Advice Limited will assist you with your mortgage arrears by making reduced and affordable repayments towards your outstanding balance of arrears.
Mortgage Short Fall Debt
This happens when the amount your home is sold for is not enough to pay the outstanding mortgage and any secured loans.
Unfair Defaults
Default occurs when an account has had consecutive missed payments and is subsequently closed by the lender. When the lender considers that the relationship between you both has broken down, it can record a default.
County Court Judgment Debts
County Court Judgement (CCJ) is a Part of public information on your credit report and has a very serious impact on your credit score. Lenders usually do not prefer to lend someone with a CCJ on credit file.
Unfairly Marked Insolvencies
Insolvencies includes Bankruptcy, Individual Voluntary Arrangements (IVAs), Protected Trust Deeds and Debt Relief Orders (DROs) etc. Each form of insolvency is completed in different periods of time.
Advice About Bailiff Actions
A bailiff may visit your home if you do not pay your debts – such as Council Tax bills, parking fines, court fines and county court or family court judgments.
Unfairly Marked CIFAS
Sometime a personal or business account is closed by bank without giving any details to the customer. A major reason behind this action is CIFAS marked against your name.